Braces cost anywhere from $3,000 to $7,000 in the U.S., depending on the type (metal, ceramic, lingual, or Invisalign), your location, and whether you have dental insurance. With insurance, patients often pay $1,500–$3,500 out-of-pocket. Without insurance, costs rise to $4,000–$7,000. Children’s braces are usually cheaper than adult braces, and places like Texas tend to have lower average costs than coastal states.
Why Braces Cost Varies
Several factors influence the final price:
- Type of braces – Traditional metal braces are usually cheapest; lingual and Invisalign cost more.
- Insurance coverage – Some plans cover 25–50% of orthodontic treatment.
- Location – Costs vary by state and even by city (e.g., Houston vs. Dallas).
- Age of patient – Children’s treatment is usually shorter and less expensive.
- Treatment complexity – Severe misalignment or bite correction requires more visits and adjustments.
Average Cost of Braces in 2025
| Type of Braces | With Insurance | Without Insurance | Treatment Duration |
|---|---|---|---|
| Metal Braces | $1,500–$3,500 | $3,000–$6,000 | 18–36 months |
| Ceramic Braces | $2,000–$4,000 | $4,000–$7,000 | 18–36 months |
| Lingual Braces | $3,500–$5,000 | $7,000–$12,000 | 24–36 months |
| Invisalign (Clear) | $2,500–$4,500 | $4,500–$7,500 | 12–24 months |
👉 Pro tip: Most orthodontists offer monthly payment plans (often $100–$250/month), making braces more affordable even without insurance.
Braces With Insurance vs. Without Insurance
How Much Are Braces With Insurance?
- Most plans cover 25–50% of orthodontic costs
- Typical out-of-pocket: $1,500–$3,500
- Example: A $6,000 treatment might only cost $2,500 after insurance
How Much Are Braces Without Insurance?
- Patients pay full cost: $4,000–$7,000
- Some clinics offer in-house financing or work with third-party financing (e.g., CareCredit)
- Medicaid may cover children’s braces if deemed medically necessary
How Much Are Children’s Braces?
Children’s braces usually cost $3,000–$6,000, slightly less than adult braces. Why?
- Shorter treatment duration
- Teeth are easier to move at a younger age
- Insurance more likely to cover minors
Mini case study – Houston, TX (2024):
- Average children’s braces with insurance: $2,800
- Without insurance: $4,200–$5,000
Local Costs: How Much Are Braces in Texas?
Texas is one of the more affordable states for orthodontic care.
- Metal braces: $3,000–$5,000
- Ceramic braces: $4,000–$6,500
- Invisalign: $3,500–$6,000
Compared to New York or California (where braces often exceed $8,000), Texas families can save 20–30% on average.
How to Save Money on Braces
- Check insurance coverage first – Some policies cover up to half.
- Ask about payment plans – Many clinics spread costs over 2–3 years.
- Compare clinics – Prices vary even within the same city.
- Look for dental schools – Student clinics supervised by orthodontists often charge 40–50% less.
- Use FSA/HSA accounts – Pre-tax dollars can save 20–30%.
FAQs About Braces Costs
Q1: Are braces covered by insurance for adults?
Not always. Most insurance policies cover children up to 18, but some premium plans cover adults too.
Q2: Can Medicaid cover braces?
Yes, if braces are deemed medically necessary (severe misalignment, speech problems). Cosmetic-only cases usually aren’t covered.
Q3: Which braces are the cheapest?
Traditional metal braces are the most affordable option.
Q4: How much do Invisalign aligners cost vs. braces?
Invisalign typically costs $500–$1,000 more than metal braces but offers better aesthetics.
Final Thoughts
Braces are a major investment in long-term health and confidence. While average costs run $3,000–$7,000, insurance, location, and payment plans can significantly reduce out-of-pocket expenses. Families in states like Texas may find treatment more affordable compared to coastal cities.
💡 Action Step: Before starting treatment, get at least 2–3 quotes from local orthodontists and confirm insurance coverage. This can save you hundreds, even thousands of dollars.
